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Please visit Daisy Luther http://www.theorganicprepper.ca
Do you have food, security, barter items? Do you know where and with whom you will conduct barter; are you doing it now? Do you have a network in place of friends and family that will band together if there is a natural or man-made disaster?
It is better to prepare for a disaster after the SHTF or before? Seems simple enough, but so many people don't even know where to start or they believe that hope will make it go away.
2014 finished with several of the people I respect believing this year would be pretty tough if it even makes it to 2015. Recently Eric Dubin said he believed we would experience an excelleration of events that could spell disaster on a global scale, during the middle months of 2015.
Daisy Luther, The Organic Prepper, lays bear what you need to do, when you need to do it and how to make your life easier. Let's say all of the people are 100% wrong in their forecast for 2015. What harm will it do to have 6 months of food, medical aids and other "everyday" items stock piled? Will it expire? Eventually; or you replace the items and send the soon to be expired product to the local rescue mission or give it to someone in college who is now completely strapped with debt.